Membership FAQ

NCA is a national membership organization for contractors across the trades. Members get exclusive insurance benefits, a contractor resource library, a vetted national directory listing, industry advocacy, education, and member discounts.

Membership starts at $19/month (Apprentice), with the Contractor tier at $49/month and Professional at $99/month. Every tier includes insurance-benefit eligibility and directory access. Because insurance savings alone often exceed the fee, most members come out ahead.

Insurance savings through Contractors Choice Agency, the resource library, a directory listing in front of property owners, advocacy, education, and member discounts. The headline benefit for most members is the insurance savings.

Members get exclusive rates on contractor insurance — general liability, workers' comp, commercial auto, inland marine, builders' risk, and surety bonds — through Contractors Choice Agency, licensed in all 50 states with 20+ years in the trades. Request a quote through the Insurance Benefits page.

NCA membership is for contracting businesses and the trades — general contractors, builders, roofers, electricians, plumbers, HVAC, concrete, painters, landscapers, and specialty trades. We recommend members hold the appropriate license for their trade and state.

Yes. Property owners can search the NCA member directory by trade and location to find verified member contractors. As a member, your listing puts your business in front of customers actively looking to hire.

Membership is flexible — join month-to-month and cancel anytime, or save by paying annually. There are no long-term lock-ins.

Most insurance quotes are turned around within one business day. Request a quote through the Insurance Benefits page or call 844-967-5247.